While self-directed IRAs are not commonly known, even among financial advisors and Wall Street investment bankers, they are an excellent retirement option for investors who want to diversify their assets beyond stocks, bonds and mutual funds.
Read moreDebt-Based Crowdfunding 101
Generally, crowdfunding capital raise is structured as either equity or debt. Equity is issued as stock, representing a form of ownership in a company with no defined maturity date. On the other hand, debt capital is raised in the form of a loan or promissory note to be paid back at some point in the future, usually with a fixed interest rate. Debt offerings on equity crowdfunding platforms tend to be open for a shorter duration. Let's discuss the basics of debt-based crowdfunding and why investors should consider using debt instruments to better position their portfolio against market volatility.
Read moreHow to Invest in Agriculture With Your IRA
An Individual Retirement Account (IRA) is a type of savings account that is designed to help you save for retirement and offers many tax advantages. Many employees end up with significant balances in their IRAs funded by roll-overs of their 401k plans after they retire or leave a job. Others build them up slowly with regular contributions. One of the best things about an IRA, as opposed to an employer-sponsored retirement plan like a 401k, is there is a vastly larger selection of investment options available within the account. Traditionally, investors only consider stocks, bonds, mutual funds and exchange-traded funds when choosing investments for an IRA. However, these are not your only options. Agriculture can be a great addition to any portfolio, providing a low-risk option that generates stable income in the form of profit from the farm and capital gains as the land appreciates in value.
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