While self-directed IRAs are not commonly known, even among financial advisors and Wall Street investment bankers, they are an excellent retirement option for investors who want to diversify their assets beyond stocks, bonds and mutual funds.
Read moreDebt-Based Crowdfunding 101
Generally, crowdfunding capital raise is structured as either equity or debt. Equity is issued as stock, representing a form of ownership in a company with no defined maturity date. On the other hand, debt capital is raised in the form of a loan or promissory note to be paid back at some point in the future, usually with a fixed interest rate. Debt offerings on equity crowdfunding platforms tend to be open for a shorter duration. Let's discuss the basics of debt-based crowdfunding and why investors should consider using debt instruments to better position their portfolio against market volatility.
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