Investing is simple and straightforward. Follow these steps:

1. Log In: Access your account on our platform.

2. Review the Opportunity: Click "Learn More" to view the offering documents and explore details about the investment opportunity.

3. Start Investing: Click "Invest Now" to begin the checkout process. Here you can add co-investors or advisors, upload accreditation documents, and specify your investment amount.

4. Sign Documents & Create Position: Sign the Subscription Agreement and submit it. Our team will review and countersign within 24 hours, creating your investment position and providing access to the capital call document, updates, and other key information.

5. Capital Call: You’ll receive at least 10 business days’ notice before your capital is due, with the capital call document available in your dashboard.

That’s it! You’re now on your way to investing with us.

Investors should consult a tax professional or financial adviser prior to making portfolio allocation decisions. Institutional investors such as pension funds and university endowments typically have around 10% of their portfolios in natural resources. An allocation of 5-15% of an individual’s portfolio in various types of agriculture (farmland & timberland) would not be unreasonable.

Yes, you can invest in Harvest Returns Offerings with a self-directed IRA. Some types of transactions may be prohibited. Before you begin the investment process, please consult with your self-directed IRA custodian. You will create an "IRA" profile from your user account, and you will need the name of the entity and the Tax ID number from your IRA account to do so. Visit this page for more information.

Yes! Please consult your local legal representation and tax advisor before investing. 

Agriculture private placements are generally best for those with a long term investment horizon. Different offerings, however, will have different planned durations. There is a growing secondary market for private placement investments and some deals will allow the investor to sell back his interest at some point to the deal sponsor or an interested third party. Read the specific offering documents for details and consult your investment advisor as appropriate.

All investments have some element of risk. Agriculture is generally pretty safe. Visit this blog post for more information.

Our goal is to provide a wide variety of agricultural deals with risk-adjusted returns for our investor pool. We receive many more queries from farmers who want to raise capital than we list. Our number one listing criteria is the track record of the sponsor. Do they have experience raising or growing the specific crop or have they contracted with an experienced farm manager to do so? Our sponsors undergo bad actor checks typical with private placement deals. We also analyze each deal's financial and market potential, and in the case of offshore deals, geopolitical risk factors. Whenever possible, our due diligence team will visit with the sponsor and the actual farm in person and where those visits have occurred, they will be noted in the platform's offering summary.

All that said, Harvest Returns makes no claim as to the financial viability of these deals or their ability to achieve expected pro-forma returns. Investors should consult with legal and investment professionals, thoroughly read all investing documents, and do their own due diligence before investing. 

Yes, in many cases, investors or prospective investors can visit a project with prior approval. Please email info@harvestreturns.com to see if a farm visit is possible.

Maybe. Most of our deals require investors to be accredited per SEC regulations. There are some deals listed under Rule 506(b) that allow a limited number of "retail" or non-accredited deals. Details on who can invest are in the offering listing and offering documents which should be read before investing.

Also see our blog on the subject. 

During the investment process, you may be required to affirm that you are an accredited investor. Different offerings may require different levels of proof, and may have different methods to provide that proof. Review instructions carefully while you go through the investment process.

Please contact us.

Phone: 1-844-673-8876 
info@harvestreturns.com 

No, you cannot modify an investment after you've completed your commitment to invest. If you wish to invest a different amount or make other such modifications, you may cancel your previous investment and make a new investment.

Yes, as long as your funds are still in escrow, or haven't yet been received, your investment may be canceled. Once the funding round has closed, your investment cannot be canceled.

The Company may elect to either take an investor’s entire investment amount prior to being accepted as a member of the Company or may allow investors to make payments through capital calls in such amounts and at such times as determined by the Manager (“Capital Calls”). The Company will either request the investor to deposit their Capital Commitment (below defined) via wire transfer (for investments funded by wire transfer) or inform the investor that the Company intends to initiate an ACH transfer (for investments funded by ACH transfer) for the capital commitment at times and in amounts decided by the Manager, in its sole discretion, providing investors with 10 business days’ notice which shall include the total amount of the call and the portion which each investor must contribute. Members will be able to make Capital Call contributions pro rata in proportion to their total Capital Commitments. Such contributions shall not in aggregate exceed an investor’s subscription amount pursuant to their subscription agreement (“Capital Commitment”). Units will be issued in tranches that correspond to the amount of Capital Commitment actually paid by the Members. Members who fail to make a capital contribution pursuant to a Capital Call will not be issued any Units for the amount of the Capital Call, may have the rest of their remaining Capital Commitments and corresponding allocated Units reduced, and/or may be expelled from the Company pursuant to its Operating Agreement, each as determined in the Manager’s sole discretion.

The amount of funding you can invest depends on your status as an investor, the governing regulation and limits the issuer has chosen to place. When you begin your investment, you will be shown both the maximum and minimum investment limits.

If an offering hasn't reached it's funding goal by the end of a funding round, the project will close and your committed funds will be refunded. As of April 17, 2023, the refund timeframe for all investments funded via ACH will be up to 60 days following the date the funds are received into escrow. Refunds made via wire will be returned within 3-5 business days. If you have any questions about this update in policy, please reach out to us at info@harvestreturns.com.

An offering closes when either the maximum amount of funding has been reached, or the end date of the funding round has been closed.

Different types of offerings allow for different investors. Some types of offerings require that you be an accredited investor, while others allow everyone the opportunity to invest. Some offerings may even require that you live within a certain area to invest. Knowing what kind of investor you are will help you understand in which offerings you may invest.

No, you are not assessed any fees for your investment during any investment round. The fees associated with running the project are paid by the issuer. The costs to validate your accreditation as a qualified investor are paid for by Harvest Returns. Other fees, to include legal entity establishment, processing financial transactions, and any broker-dealer costs are deducted from the overall raise amount and will be discussed in detail in each offering document.

You may receive updates from the project issuer on the status and progress of the project. You will be notified directly of these updates, and they may be viewed on the project itself under the update section.

Generally, dividends are taxed as ordinary income and appreciation at the end of a deal are taxed as capital gains. Harvest Returns will distribute K-1 or other annual tax documents provided by the deal's sponsor. Please consult your tax professional before making an investment.

Yes, you can. After you have created a user account you can have multiple "profiles" under the same account. You can chose from either Individual, Custodian, or Entity for each of your profiles. If you are wishing to invest in an offering that is only open to Accredited Investors, your entity must meet the requirements to be eligible to participate in that offering. 

Banking regulations and money-laundering laws require us to ask for and verify various pieces of personal information before we can allow you to make an investment.

We announce our offering launches and webinars via email. If you aren't seeing them, check your spam folder...

Yes, we have a large pipeline of quality agriculture-related deals. Please email info@harvestreturns.com for details.