Grow your wealth with passive investments in farming and agribusiness.
“In the next 30 to 40 years, we will need to produce as much food as was produced in the last 10,000 years of human history.”
— JACK BOBO, FOOD FUTURIST, CEO, AUTHOR
Are you a stock market investor looking to diversify your portfolio?
Income-producing agriculture is a real asset that provides passive income, a hedge against inflation, and it’s an attractive investment for a diversified portfolio. These investments provide tangible yield derived from naturally-produced products with little to no correlation to the overall stock market and lower risk of loss during market corrections, unlike farmland stocks and REITs. Take a look at the Grow Your Wealth With Us page for more information.
Considering investing in agriculture with your Self-Directed IRA?
Harvest Returns has partnered with selected IRA companies to provide you with an integrated way to buy and hold agriculture from your Individual Retirement Account (IRA). You can open an account, transfer or rollover funds from an existing IRA or a 401(k) with a previous employer to a self-directed IRA without any tax penalty. Visit the Invest With Your IRA page to learn how it works.
“Investments in agriculture provide solid portfolio diversification while creating a more sustainable and resilient food system.”
— CHRIS RAWLEY, FOUNDER AND CEO OF HARVEST RETURNS
Interested in learning more about the Harvest Returns Private Credit Fund?
Farmers, ranchers, and agribusiness owners are facing one of the most constrained credit markets in decades. The producers and small business owners we speak with are constantly in search of flexible loan sources to fund business expansion or working lines of credit.
Over 40% of respondents to a recent ag lending survey by Farmer Mac reported tightening underwriting standards (48%) and loan terms (42%) in 2023 (up from 30% and 22%, respectively, in 2022). The same survey reported that demand for both loans secured by farmland and agricultural production loans increased in 2023. Respondents anticipate that loan demand for both categories will continue to increase over the next 12 months.
Since 2019, we've raised nearly $15 million in 15 private credit offerings and distributed more than $12.7 million back to investors with no defaults or work-outs. Because of these factors, we've decided to launch a private debt fund to accredited investors to allocate capital more efficiently to our producers.
Why invest in agriculture?
With each passing year, the world must feed more people with less arable land. Global demographics will continue those trends as the earth's population grows to ten billion people in the next few decades. In a time of financial uncertainty, there is no better asset to own than income-producing farm, timber, or ranch land. These investments provide tangible yields derived from naturally produced products and have beaten the returns from other asset classes for years.
Farmers and small businesses are the backbone of the U.S. economy. Your investments with Harvest Returns can make both of them stronger.
