Manage Your Farm's Risk with Customized Insurance Products

Harvest Returns can now help support its agribusiness clients with customized insurance products and solutions to cover various growers and commodities throughout multiple countries.

farmer with rake graphic

Products Available to the Grower

  • Federal Crop Insurance

    • Protects producers from loss of crop due to natural disasters.

    • Lockton offers federal crop insurance on swine, cattle and 70+ crops nationwide.

  • Private Products

    • Crop hail.

    • Replant coverage.

    • Forward contract protection.

    • Not subsidized.

assembly line graphic

Products Available to the Buyer

  • Crop shortfall coverage.

  • E-weather risk.

  • Design a group coverage for the buyer’s growers.

  • Mitigate risk through a captive.

Potential Insurance Opportunities

Crop Solutions

Click document to see examples

Click document to see examples

We work with, but are not limited to, row crops, organics and specialty crops. We take a creative approach and think outside the box when it comes to insuring organics. The Lockton team is on the cutting edge of developments and enhancements to the federal crop insurance program.

For example, we maintain a deep knowledge base in whole farm revenue protection (WFRP), which is an umbrella revenue protection product that is additive to multi-peril crop insurance (MPCI). Many agents shy away from this product because of its tax and accounting complexities. Monetarily, disease and "all risk" coverage are also available as a specialized product from our team.

Click document to see examples

Click document to see examples

protection for your business

In addition to crop insurance, below are just a few examples of how we can help:

  • Property.

  • Product recall.

  • Cyber protection.

  • Liability.

  • Equipment breakdown.

  • Animal mortality.

For more information, contact Lockton representative Fritz Waldorf at 816-960-9525 or fwaldorf@lockton.com.